CARD MRI Senior Advisers
| Dr. Jaime Aristotle B. Alip Founder and Chairman, CARD MRI |
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| Ms. Aniceta R. Alip Research Senior Adviser |
Dr. Dolores M. Torres Senior CARD Bank Management Adviser |
| Ms. Mary Jane A. Perreras Senior SME Management Adviser |
Mr. Raul Dizon Senior CMIT Management Adviser |
| Ms. Lorenz dT. Bañez Senior Management Adviser |
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CARD MRI Executive Committee
| Mr. Jaime Aristotle B. Alip Founder & Chairman Emeritus, CARD MRI |
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| Ms. Dolores M. Torres Senior Management Adviser, CARD Bank, Inc. |
Ms. Mary Jane A. Perreras Senior Management Adviser, CARD SME Bank Inc. |
| Ms. Lorenza dT. Bañez Senior Management Adviser CARD Bank, Inc. |
Mr. Raul S. Dizon Senior Management Adviser, CMIT |
| Ms. Flodeliza L. Sarmiento Management Adviser, CARD MRI |
Mr. Aristeo A. Dequito Managing Director, CARD MRI |
| Ms. Elma B. Valenzuela President & CEO, CMRBI |
Dr. Edzel A. Ramos Senior Executive Vice President/COO, CMDI |
| Ms. Marivic M. Austria President & CEO, CARD Bank, Inc. |
Mr. Edgar V. Cauyan President & CEO, CMIT |
| Ms. Jocelyn D. Dequito CEO, CARD MBA, Inc. |
Ms. Cynthia B. Baldeo President, CARD SME Bank, Inc. |
| Ms. Lourdes B. Dijan Executive Vice President, CARD Bank, Inc. |
Ms. Marilyn M. Manila Director for for Creative Ideas, CMCCI |
| Mr. Julius Adrian R. Alip Executive Vice President, CARD SME Bank, Inc. |
Ms. Vener S. Abellera President & General Manager, CaMIA |
| Ms. Lyneth L. Derequito Senior Deputy Executive Director, CARD, Inc. |
Ms. May S. Dawat Executive Vice President-Finance & Acctg., CARD Bank, Inc. |
| Ms. Laarne D. Paje VP for Risk, CARD Bank, Inc. |
Ms. Rosenda P. Aquino President, BotiCARD |
| Ms. Marissa M. De Mesa Executive Vice President for Audit, Audit |
Mr. Roderick D. Mercado President of FDS Asya, CMIT |
| Mr. Vicente P. Briones Executive Director, CARD, Inc. |
Ms. Janet D. Caneo Director for Admin and Finance, CARD MBA, Inc. |
| Ms. Juliana B. De Leon Executive Vice President, CMRBI |
Ms. Marie Sharon D. Roxas Senior Director for Support Services, HRD |
| Excom Meeting Observer | |
| Ms. Pauline B. Landicho Director for RMU/Partnership/IG |
Ms. Rosafe M. Matunan Deputy Director for HR |
| Ms. Maida B. Decano President for CMPMI |
Ms. Anatalia F. Buenaventura Director for Corporate Legal |
| Mr. Deolito C. Valdemar Director for Legal and Security |
Dr. Roderick G. Belen Director for MaHP |
| Mr. Frederick Nicasio M. Torres President of MLNI/CLFC and BDSFI |
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| Invited Guest | |
| Ms. Cyrene D. Lubigan Deputy Director for Publishing House |
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| Ms. Evelyn M. Narrvaez Research Director |
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| Ms. Maria Gracia Q. Contreras President of CARD Astro |
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CARD MRI Management Committee
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Executive Committee |
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| Ms. Flordeliza Sarmiento | Mr. Aristeo Dequito | Ms. Elma Valenzuela |
| Ms. May Dawat | Mr. Edzel Ramos | Ms. Ms. Marivic Austria |
| Ms. Jocelyn Dequito | Ms. Cynthia Baldeo | Mr. Edgar Cauyan |
| Ms. Lourdes Dijan | Ms. Marilyn Manila | Mr. Vener Abellera |
| Mr. Julius Adrian Alip | Ms. Lyneth Derequito | Ms. Laarne Paje |
| Ms. Rosenda Aquino | Ms. Marissa de Mesa | Mr. Roderick Mercado |
| Mr. Vicente Briones Jr. | Ms. Janet Caneo | Ms. Juliana De Leon |
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CMDI |
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| Ms. Carissa Ramirez | Mr. Neil Polinag | Mr. Christian Sandoval |
| Ms. Glenda Lagarile | Ms. Lourdes Medina | Ms. Analiza De Lumban |
| Ms. Marisol Mendelivar | Ms. Daisy Jane Caballero | Ms. Ma. Ana Toledo |
| Ms. Ana Theresa De Leon | ||
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Secretariat |
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| Ms. Tin Evangelista | Ms. LA Dalisay | Ms. Ferl Becina |
| Ms. Joyce Lopez | ||
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CaMIA |
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| Ms. Mary Ann Resplandor | Mr. Ely Rodriquez | Mr. Allan Sarmiento |
| Mr. Gerardo Batarlo | ||
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CARD, Inc. |
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| Mr. Alejandro Ilagan | Mr. Windel Dejuras | Ms. Glenda Castronuevo |
| Mr. Jonathan Pondevida | Ms. Gilnora Bahia | Ms. Jinky Mendoza |
| Ms. Florife Reynido | Ms. Gina Reyes | Mr. Alexis Garcia |
| Mr. Dondon Mercado | Mr. David Burgos | Mr. Jowie Guevarra |
| Mr. Juvy Ocate | Mr. Louie Silvestre | Ms. Luzviminda Dalisay |
| Mr. Joevill Tardio | Mr. Jeffrey Riles | Mr. Welland Sales |
| Ms. Marina Sepillo | Ms. Ritchel Dacillo | Mr. Rannel Aranda |
| Mr. Arlo Von Subrean | Ms. Jessica Solosa | Mr. Isidro Guevarra |
| Ms. Glenda Atabay | Mr. Samuel Tumbado | Mr. Alvin Villamena |
| Mr. Judith Yeban | Ms. Lousel Cortes | Mr. Josef Leron |
| Ms. Lorelie Alvero | Ms. Maricel Lim | Ms. Iranio Rivera Jr. (IG) |
| Mr. Sandy Bulalacao | Mr. Larry Jun Barcoma | Mr. Freddie Cuevas |
| Mr. Biegear Taguiam | Mr. Raymond Quilit | Ms. Judy Aban |
| Mr. Mariano Blasco | Mr. Norman John Bulao | Mr. Rex Mayol |
| Mr. Argel Cabuhal | ||
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CARD Bank, Inc. |
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| Ms. Rizaline Manalo | Ms. Clarita Mercado | Ms. Analyn Malaborbor |
| Ms. Glenda Castronuevo | Ms. Raquel Zaragoza | Mr. Juanito dela Cueva |
| Ms. Jessica Dichoso | Ms. Jenet Constantino | Mr. Jonel Rapera |
| Ms. Ma. Luella Bulalacao | Ms. Marissa Carandang | Ms. Marissa Escalona |
| Ms. Wilma Laurio | Mr. Fundard Buncaras | Ms. Glenda Magpantay |
| Mr. Ronnie Fallega | Ms. Herminigilda Manuba | Ms. Rowena Galarde |
| Mr. Jeffrey Rondina | Mr. Niceto Lupig | Ms. Zabeth Opis |
| Mr. Joseph Labastida | Ms. Geralyn Macasinag | Ms. Jocelyn Lampas |
| Ms. Medy Valenzuela | Ms. Maridel Mendoza | Ms. Leslie Marcaida |
| Ms. Maria Fe Yap | Ms. Genalyn Decillo | Ms. Lucy Benedicto |
| Ms. Maria Fe Busadre | Mr. Ace Montes | Ms. Daryl Dane Laggui |
| Mr. Michael Borja | Ms. Eilen AndradeReanzares | Ms. Shiela Nuñez |
| Ms. Venancia Salazar | Ms. Melody Escorsa | Ms. Arlene Corbantes |
| Ms. Shiela Reginio | Mr. Hector Naquila | Mr. Rex De Lumban |
| Ms. Leonisa Manalo | ||
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CARD MRI RBI |
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| Ms. Adoracion Ola | Mr. Pedro Maniebo | Ms. Lorraine Maur |
| Mr. Christopher dela Cruz | Ms. Marites Pedraja | Ms. Venus Manrique |
| Mr. Rodolf Henry Melgar | Ms. Mary Grace Vergavera | Ms. Medelyn Alimagno |
| Ms. Ruby Anne Dimaano | Mr. Joseph Verano | Ms. Nenia Peralta |
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CARD SME BANK |
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| Ms. Florence Castillo | Ms. Noralyn Silvestre | Ms. Anita Rapera |
| Mr. Rodel Bombase | Ms. Joy Palomique | Mr. Jerry Montejo |
| Ms. Jeannie T. La Rosa | Ms. Cherry Boncajes | Mr. Allan Dimaano |
| Mr. Manolo Martinez | Mr. Dennis Dimaculangan | Mr. Benedict Ame |
| Ms. Leonida Gutierrez | Ms. Patricia Saballo | Ms. Shielo Reyes |
| Ms. Rosella Sansano | Ms. Juliana Salcedo | Mr. Jayson Solosa |
| Ms. Mary Rose Venerayan | Ms. Jennifer Masa | Ms. Lourdes Marasigan |
| Ms. Amalia Ditchoso | Ms. Marites Angara | Ms. Eva Mandalihan |
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Support Units & Other Institution |
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| Ms. Aileen F. Andal | Mr. Deolito Valdemar | Atty. Ana Buenaventura |
| Ms. Sharon Roxas | Ms. Rosafe Matunan | Ms. Maida Decano |
| Ms. Pauline B. Landicho | Ms. Jewel Consignado | Ms. Aurea Magpantay |
| Mr. Gerardo Garcia | Dr. Roderick Belen | Ms. Evelyn Narvaez |
| Ms. Celeste Arceo | Mr. Roselito Magpantay | Ms. Maridel Manalo |
| Ms. Charissa Adorna | Ms. Rona Nava | Ms. Cyrene Lubigan |
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CLFC/BDSFI/MLNI |
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| Mr. Frederick Torres | Mr. Vladimer D. Sanchez | Ms. Rodessa Burgos |
| Ms. Amy Panaligan | ||
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CMIT |
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| Ms. Leyne de Galicia | Ms. Ma. Encarnita Lopez | Ms. Lailanie Moral |
| Mr. Jigger Caneo | ||
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CARD MBA |
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| Mr. Mauricio Maur | Ms. Mr. Oliver Reyes | Ms. Arlene Umandap |
| Ms. Ma. Joyce Alimagno | Ms. Gina Nevado | Mr. Francis Montilla |
| Mr. Michael Kelvin Junos | Ms. Jennifer Redublo | |
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CPMI |
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| Mr. Aristopher Punzalan | ||
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ADVISERS |
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| Dr. Jaime Aristotle Alip | Ms. Aniceta R. Alip | Dr. Dolores M. Torres |
| Ms. Mary Jane A. Perreras | Mr. Raul Dizon | Ms. Lorenza Bañez |
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OBSERVERS |
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| Ms. Melany Viajante | Ms. Mico Cabance | |
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INVITED GUEST |
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| Ms. Melinda Grace Labao | Mr. Derwin Donado | Ms. Grace Contreras |
| Mr. Raymond Uy | Ms. Gina Panelo | Ms. Rhea Race |