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2025

CARD MBA receives Special Citation from Insurance Commission

    Posted on March 31, 2025 Written by Edrian Banania CARD Mutual Benefit Association (CARD MBA), Inc., the microinsurance arm of CARD MRI, was honored with the Special Citation Award during the Insurance Commission’s 76th anniversary celebration on March 20, 2025, at Space One, Ayala, Makati City. The award recognizes CARD MBA’s significant contributions to financial protection and nation-building through its strong, sustainable, and globally competitive operations. It highlights the association’s commitment to providing affordable, quality life and financial security to Filipinos. CEO Jocelyn D. Dequito accepted the award on behalfRead More »CARD MBA receives Special Citation from Insurance Commission

    A life built on hard work and perseverance

      Posted on March 21, 2025 Written by Josephine Ramos From the gateway of Bicolandia, Dominga Perez continues to strive in life with the help of her grass broom business that started in 2011. “Age is just a number,” a phrase that rings true for 76-year-old Dominga Perez of Camarines Norte, who pushes forward in her business journey with relentless grit and determination. Not everyone is blessed with decades of physical strength, and Dominga remains grateful for the body that endured the test of time. She had a fair share ofRead More »A life built on hard work and perseverance

      Sweat Treats for Sweet Tooths

        Posted on: March 12, 2025 Written by: Josephine M. Ramos From Lipa City, Batangas, Maricel Neria Gonzales started a sweet journey with her candy business, which enabled her to acquire assets and created job opportunities for many people. Driven by persistent effort, Maricel Neria Gonzales, 47, from Lipa City, Batangas, explores the vast business world. In 2019, she established herself as a manufacturer of homemade candies, with her products gracing some of the country’s big groceries and pasalubong stores. The Sweetest Origin She used to work as a housekeeping attendantRead More »Sweat Treats for Sweet Tooths

        Seasoned with Determination

          Posted on March 4, 2025 Written by: Edrian Banania      Emelita W. Nieves, 57, a CARD Bank client and entrepreneur from Mercedes, Camarines Norte, proved that everything is within reach for someone with determination and perseverance. Success is not measured by how many times you fall, but by how many times you rise. This belief defines the journey of Emelita Wee Nieves—a woman who transformed challenges into opportunities. Emelita embodies perseverance and determination. From selling dried fish on a small scale to becoming a thriving entrepreneur in the smoke fishRead More »Seasoned with Determination

          Rising from Grit

            Posted on: March 4, 2025 Written by: Loigie Onda   Merdelisa Talawi Siwo stands in front of her second sari-sari store, proving her hard work and determination. Despite facing numerous challenges, Merdelisa Talawi Siwo, a 42-year-old microentrepreneur from Brgy. Sinawal, General Santos City, never let adversity stand in the way of her dreams. Growing up with family responsibilities, she understood early on that success requires determination and sacrifice. With no initial capital, she turned to CARD, Inc. (A Microfinance NGO) and availed a loan to start a small sari-sari store.Read More »Rising from Grit

            MI Healthcare Inc. launches Micro HMO

              Posted on February 24, 2025 Written by Josephine Ramos (From left to right) Pioneer Group Head Lorenzo O. Chan, CARD MRI Managing Director Aristeo Dequito, MI Healthcare Inc. Officer-in-Charge Rosita Abanto, MI Healthcare Inc. Chief Operating Officer Allan Sarmiento, and Operations Associate Medical Director Lordan Carreon were present during the launching of KayaMed Micro-HMO. MI Healthcare Inc. (MHI), a member institution of CARD Mutually Reinforcing Institutions (CARD MRI), introduced KayaMed, a micro-HMO product, on January 31 and February 4, 2025, at Maharlika Square Events Place, San Pablo City, Laguna. KayaMed,Read More »MI Healthcare Inc. launches Micro HMO

              MLNI opens first convenience store

                Posted on February 14, 2025 Written by Edrian Banania Mga Likha ni Inay (MLNI), the marketing arm of CARD MRI, opened the first convenience store in San Pablo City, Laguna, on January 30, 2025. The store offers a mix of locally made and commercial products, bridging small-scale producers with mainstream consumers while promoting sustainability. Located at 20 M.L. Quezon St., City Subdivision, San Pablo City, Laguna, the store operates 6:00 AM – 8:00 PM on weekdays and 8:00 AM – 6:00 PM on weekends. It also supports the local economyRead More »MLNI opens first convenience store

                BotiCARD RONPD now available at CARD Indogrosir Nagcarlan

                  Posted on: February 7, 2025 Written by: Josephine M. Ramos CARD MRI Managing Director Aristeo Dequito, along with some of BotiCARD’s key officers and staff, attended the opening of their RONPD in Nagcarlan, Laguna. On February 3, 2025, BotiCARD launched its second retail outlet for non-prescription drugs (RONPD) inside the CARD Indogrosir, a grocery store of CARD MRI in Nagcarlan, Laguna. It is the first RONPD collaboration between CARD Indogrosir and BotiCARD, where BotiCARD had set up an outlet at the corner of CARD Indogrosir intended for the general publicRead More »BotiCARD RONPD now available at CARD Indogrosir Nagcarlan

                  CARD RBI opens its 39th branch in Zamboanga del Norte

                    Posted on: February 7, 2025 Written by: Edrian B. Banania Leading the way to financial inclusion, CARD RBI opens its 39th branch in Sindangan, Zamboanga del Norte. CARD MRI Rizal Bank, Inc. (CARD RBI), a microfinance oriented-rural bank under CARD MRI opened its 39th branch in Sindangan, Zamboanga del Norte on January 20, 2025. “This event marks more than just the opening of a new branch; it signifies the opening of new doors to opportunities that will better serve communities, especially those facing social and economic challenges, as well asRead More »CARD RBI opens its 39th branch in Zamboanga del Norte

                    Starting Small, Reaching Big

                      Posted on February 3, 2025 Written by Josephine Ramos Nestor Barraca is a junk shop owner from  Batangas who has been collecting scraps like cardboard for more than half of his life. “It was worthwhile,” said 64-year-old Nestor Barraca Sr. from San Jose, Batangas, recalling his journey before he attained a thriving junkshop business. With nothing but a bicycle and sheer determination, Nestor began collecting scraps in 1982. Nestor, originally from Quezon, was encouraged by his cousin to work at a sari-sari store in Batangas at 17. When he turnedRead More »Starting Small, Reaching Big

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