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2025

The strength to succeed

    Posted on: April 10, 2025 Written by: Josephine M. Ramos   Taking every opportunity that comes her way, Ramona Manlangit has dived into different businesses to provide income for her family, even while at home. Ramona Manlangit from Tayabas, Quezon, finds it extremely challenging to grow up without her parents’ guidance. She was only four years old when her mother passed away while giving birth to their youngest sibling. Her father, in a state of depression, died less than a year later. As a result, she and her three siblingsRead More »The strength to succeed

    CARD RBI plants 200 trees in Laguna for environmental sustainability

      Posted on: April 10, 2025 Written by: Edrian B. Banania   The CARD RBI team, with the members of the Barangay Kapatalan Council and a DENR representative, carried out a tree planting activity, reinforcing their commitment to environmental protection and conservation. As part of its commitment to environmental sustainability, CARD MRI Rizal Bank, Inc. (CARD RBI), a microfinance-oriented rural bank, conducted a tree planting activity in Barangay Kapatalan, Famy, Laguna, on April 5, 2025. The activity, themed “Planting Trees Together”, was held in partnership with the Department of Environment andRead More »CARD RBI plants 200 trees in Laguna for environmental sustainability

      CARD MBA opens 95th P.O. in Oroquieta City

        Posted on March 31, 2025 Written by : Josephine Ramos CARD Mutual Benefit Association (CARD MBA), Inc. opens its 95th provincial office in Oroquieta City, Misamis Occidental, on March 24, 2025. The new office will serve 56,729 members from CARD, Inc. (A Microfinance NGO) and CARD MRI Rizal Bank, Inc. (CARD RBI), bringing insurance services closer to residents of Misamis Occidental. Previously, members had to rely on offices in neighboring provinces, including Zamboanga del Norte and Lanao del Norte. With this expansion, CARD MBA aims to facilitate faster insurance claimRead More »CARD MBA opens 95th P.O. in Oroquieta City

        CARD MBA receives Special Citation from Insurance Commission

          Posted on March 31, 2025 Written by Edrian Banania CARD Mutual Benefit Association (CARD MBA), Inc., the microinsurance arm of CARD MRI, was honored with the Special Citation Award during the Insurance Commission’s 76th anniversary celebration on March 20, 2025, at Space One, Ayala, Makati City. The award recognizes CARD MBA’s significant contributions to financial protection and nation-building through its strong, sustainable, and globally competitive operations. It highlights the association’s commitment to providing affordable, quality life and financial security to Filipinos. CEO Jocelyn D. Dequito accepted the award on behalfRead More »CARD MBA receives Special Citation from Insurance Commission

          A life built on hard work and perseverance

            Posted on March 21, 2025 Written by Josephine Ramos From the gateway of Bicolandia, Dominga Perez continues to strive in life with the help of her grass broom business that started in 2011. “Age is just a number,” a phrase that rings true for 76-year-old Dominga Perez of Camarines Norte, who pushes forward in her business journey with relentless grit and determination. Not everyone is blessed with decades of physical strength, and Dominga remains grateful for the body that endured the test of time. She had a fair share ofRead More »A life built on hard work and perseverance

            Sweat Treats for Sweet Tooths

              Posted on: March 12, 2025 Written by: Josephine M. Ramos From Lipa City, Batangas, Maricel Neria Gonzales started a sweet journey with her candy business, which enabled her to acquire assets and created job opportunities for many people. Driven by persistent effort, Maricel Neria Gonzales, 47, from Lipa City, Batangas, explores the vast business world. In 2019, she established herself as a manufacturer of homemade candies, with her products gracing some of the country’s big groceries and pasalubong stores. The Sweetest Origin She used to work as a housekeeping attendantRead More »Sweat Treats for Sweet Tooths

              Seasoned with Determination

                Posted on March 4, 2025 Written by: Edrian Banania      Emelita W. Nieves, 57, a CARD Bank client and entrepreneur from Mercedes, Camarines Norte, proved that everything is within reach for someone with determination and perseverance. Success is not measured by how many times you fall, but by how many times you rise. This belief defines the journey of Emelita Wee Nieves—a woman who transformed challenges into opportunities. Emelita embodies perseverance and determination. From selling dried fish on a small scale to becoming a thriving entrepreneur in the smoke fishRead More »Seasoned with Determination

                Rising from Grit

                  Posted on: March 4, 2025 Written by: Loigie Onda   Merdelisa Talawi Siwo stands in front of her second sari-sari store, proving her hard work and determination. Despite facing numerous challenges, Merdelisa Talawi Siwo, a 42-year-old microentrepreneur from Brgy. Sinawal, General Santos City, never let adversity stand in the way of her dreams. Growing up with family responsibilities, she understood early on that success requires determination and sacrifice. With no initial capital, she turned to CARD, Inc. (A Microfinance NGO) and availed a loan to start a small sari-sari store.Read More »Rising from Grit

                  MI Healthcare Inc. launches Micro HMO

                    Posted on February 24, 2025 Written by Josephine Ramos (From left to right) Pioneer Group Head Lorenzo O. Chan, CARD MRI Managing Director Aristeo Dequito, MI Healthcare Inc. Officer-in-Charge Rosita Abanto, MI Healthcare Inc. Chief Operating Officer Allan Sarmiento, and Operations Associate Medical Director Lordan Carreon were present during the launching of KayaMed Micro-HMO. MI Healthcare Inc. (MHI), a member institution of CARD Mutually Reinforcing Institutions (CARD MRI), introduced KayaMed, a micro-HMO product, on January 31 and February 4, 2025, at Maharlika Square Events Place, San Pablo City, Laguna. KayaMed,Read More »MI Healthcare Inc. launches Micro HMO

                    MLNI opens first convenience store

                      Posted on February 14, 2025 Written by Edrian Banania Mga Likha ni Inay (MLNI), the marketing arm of CARD MRI, opened the first convenience store in San Pablo City, Laguna, on January 30, 2025. The store offers a mix of locally made and commercial products, bridging small-scale producers with mainstream consumers while promoting sustainability. Located at 20 M.L. Quezon St., City Subdivision, San Pablo City, Laguna, the store operates 6:00 AM – 8:00 PM on weekdays and 8:00 AM – 6:00 PM on weekends. It also supports the local economyRead More »MLNI opens first convenience store

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